( March 25, 2025, 10:05 AM EDT) -- ST. LOUIS — No coverage is owed to an insured for an underlying suit filed by the buyer of the insured’s home, who alleges that the insured failed to disclose the presence of mold in the home prior to the sale, because the insured’s homeowners policy excludes coverage for fungi and bacteria and because the policy was terminated prior to the filing of the underlying suit, a homeowners insurer says in a complaint filed in Missouri federal court....