Judge Grants Default For Policy Misrepresentation In Dog Attack Coverage Case

Mealey's (January 19, 2023, 10:04 AM EST) -- GRAND RAPIDS, Mich. — A Michigan federal judge granted a homeowners insurer’s motion for default judgment in a coverage dispute over claims related to dogs purportedly harming dogs and residents of a neighboring property, finding that the insurer is “entitled to a declaration that, even if the homeowners insurance policy was not rescinded at the time of the dog incident,” due to the homeowner’s misrepresentations about residing there, coverage is not owed pursuant to the policy’s ‘“vicious dog’” exclusion....