( August 15, 2024, 2:08 PM EDT) -- CAMDEN, N.J. — An insured’s bad faith claim brought under New Jersey’s Insurance Fair Conduct Act (IFCA) cannot proceed because the law was enacted almost two years after the insured’s claim for underinsured motorist (UIM) benefits was denied; however, the insured’s common-law bad faith claim may be able to proceed if the insured is successful in proving that amending the claim would not be futile, a New Jersey federal judge said Aug. 14 in granting an auto insurer’s motion to dismiss....