( April 18, 2024, 1:04 PM EDT) -- MEMPHIS, Tenn. — An insured is not entitled to additional coverage for water damage incurred at its property because the policy at issue provides only $5,000 in coverage for water damage caused by sewer or drain backups, a Tennessee federal judge said in granting the insurer’s motion for summary judgment on claims for breach of contract, bad faith, misrepresentation and negligent actions....