( September 18, 2023, 10:34 AM EDT) -- TAMPA, Fla. — A trial court properly found that an auto insurer did not act in bad faith in refusing a settlement demand that was in excess of the insurance policy limits; however, the trial court erred in failing to properly consider applicable Florida precedent regarding the other theories of bad faith alleged by the insureds and third-party claimant, the Second District Florida Court of Appeal said....