( April 15, 2025, 2:27 PM EDT) -- RICHMOND, Va. — Contending in part that de novo review was correctly applied because of an “inexcusable failure to issue a timely decision,” a long-term disability (LTD) benefits claimant urged the Fourth Circuit U.S. Court of Appeals to affirm a judgment that she is owed past-due benefits because long COVID symptoms have disabled her from working as an engineer....