( February 7, 2025, 8:14 AM EST) -- JACKSONVILLE, Fla. — A disability insurer’s termination of a claimant’s long-term disability (LTD) benefits was de novo wrong; however, the termination was not arbitrary and capricious because the disability insurer had reasonable grounds to support its termination of benefits decision, a Florida federal magistrate judge said in recommending that the disability insurer’s motion for summary judgment be granted....