( April 10, 2024, 2:02 PM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals on April 9 vacated and remanded a district court’s summary judgment ruling in favor of a disability insurer after determining that the lower court was required to hold a bench trial based on a Fourth Circuit ruling, issued after the district court’s decision, that clarifies the need for a bench trial in cases where issues of material fact are in dispute....