( October 29, 2024, 9:23 AM EDT) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals denied a motion by a plaintiff in a putative class action to certify “an important question of law” to the Maryland Supreme Court in his appeal arguing that the Credit Grantor Closed End Credit Provisions (CLEC) “strictly prohibit” a mortgage lender’s charge of insurance premiums in connection with a loan and seeking reversal of a lower federal court’s ruling that granted the lender’s motion for judgment....