( December 6, 2024, 8:55 AM EST) -- MINNEAPOLIS — The denial of a short-term disability (STD) claim was not arbitrary and capricious because a reasonable person could have reached the same decision as the disability insurer and because the claimant’s medical records do not show that his conditions worsened to a point where he was unable to work, a Minnesota federal judge said in granting the insurer’s motion for summary judgment....