( March 29, 2022, 9:05 AM EDT) -- NEW YORK — A disability insurer breached its fiduciary duty in terminating a disability claimant’s long-term disability (LTD) benefits based on its finding that the claimant failed to submit proof of a positive COVID-19 test or proof of COVID-19 antibodies because the insurer failed to request proof of a positive test or antibodies test when it initially approved the claimant’s LTD benefits for COVID-19 long hauler syndrome, the claimant alleges in a March 13 complaint filed in New York federal court....