( August 9, 2024, 4:30 PM EDT) -- SANTA ANA, Calif. — In an action brought by mortgage borrowers alleging that their mortgage lender violated state and federal credit reporting and credit collection statutes stemming from their difficulties during COVID-19, a California federal judge granted the lender’s summary judgment motion with regard to one violation of the California Consumer Credit Reporting Agencies Act (CCRAA), finding that the lender was entitled to report the borrower’s loan as past due after they entered into a repayment plan, but denied the motion as to another alleged violation of the CCRAA as well as to alleged violations of the Rosenthal Act and the Fair Credit Reporting Act (FCRA)....