( April 17, 2025, 12:03 PM EDT) -- MIAMI — A Florida appeals panel on April 16 affirmed a lower court’s dismissal of a plaintiff’s third-party beneficiary breach of contract lawsuit against a lender-placed insurer, agreeing with the lower court that the plaintiff lacked standing to sue the insurer because there was no clear or manifest intent of the contracting parties that the policy primarily and directly benefit the plaintiff....