Panel: Cosmetic-Loss Exclusion Bars Coverage For Damage Arising From Hailstorm

(July 24, 2024, 1:49 PM EDT) -- CINCINNATI — The Sixth Circuit U.S. Court of Appeals held that a lower federal court properly concluded that an insured failed to create a genuine dispute regarding whether an insurance policy’s cosmetic-loss exclusion bars coverage for its claimed roof damage arising from a hailstorm, finding that there is undisputed proof that the alleged damage was cosmetic in nature....