California High Court: Presence Of COVID-19 Does Not Constitute Direct Physical Loss

Mealey's (May 24, 2024, 3:32 PM EDT) -- SAN FRANCISCO — Answering “no” to a certified question from the Ninth Circuit U.S. Court of Appeals, the California Supreme Court held May 23 that the “actual or potential presence of the COVID-19 virus on an insured's premises generally does not constitute ‘direct physical loss or damage to property’ for purposes of coverage under a commercial property insurance policy.”...

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