Mealey's (January 30, 2023, 11:13 AM EST) -- GREAT FALLS, Mont. — Zurich American Insurance Co. intentionally made low-ball settlement offers and delayed payments for basic health care claims such as supplemental oxygen needed by Libby, Mont., asbestos-disease sufferers to continue profiting off what is otherwise a liability, a man awarded $36.5 million from the insurer says in a federal lawsuit filed in Montana....