( February 21, 2025, 11:48 AM EST) -- RICHMOND, Va. — The Fourth Circuit U.S. Court of Appeals denied a petition for rehearing and rehearing en banc filed by borrowers who allege that they were required to pay for “worthless” home appraisals after the appellate panel considered for a second time class certification and damages for the borrowers and the majority ruled that there was no showing of concrete harm....