( February 20, 2025, 5:31 AM EST) -- RICHMOND, Va. — Borrowers who allege that they were required to pay for “worthless” home appraisals as part of refinancing their mortgage loans filed a petition for panel rehearing or rehearing en banc after the Fourth Circuit U.S. Court of Appeals considered for a second time class certification and damages for the borrowers and the majority ruled that there was no showing of concrete harm....