Questions Of Fact Exist As To Whether Home Is Insured’s ‘Residence Premises’

( January 30, 2025, 12:48 PM EST) -- PITTSBURGH — A bad faith claim alleged against a homeowners insurer cannot proceed because the insured failed to show that the insurer did not have a reasonable basis to deny coverage for a fire damage claim; however, the insured’s breach of contract claim can proceed because questions of fact exist as to whether the home that was damaged by the fire was the insured’s “residence premises” as required by the policy, a Pennsylvania federal judge said in partially granting the insurer’s motion for summary judgment....