( January 10, 2025, 8:21 AM EST) -- ORLANDO, Fla. — A Florida federal magistrate judge recommended that a disability claimant’s motion for summary judgment be granted and recommended a finding that the disability insurer’s decision to terminate the claimant’s long-term disability (LTD) benefits was arbitrary and capricious because the insurer did not have the right to terminate the claimant’s benefits based on a failure to provide additional documents....