( January 8, 2025, 1:29 PM EST) -- NEW ORLEANS — The Fifth Circuit U.S. Court of Appeals on Jan. 7 affirmed a lower federal court’s summary judgment ruling in favor of a homeowners insurer in a breach of contract lawsuit arising from property damage caused by a winter freeze, finding that the property did not comport with the insurance policy's coverage requirements because it is undisputed that the plaintiff did not reside on the property at the policy’s inception....