( December 10, 2024, 9:52 AM EST) -- TAMPA, Fla. — A commercial general liability insurer has no duty to defend or indemnify its insured against an underlying chemical exposure personal injury claim because the policy’s pollution exclusion bars coverage, a Florida federal judge said after determining that the policy’s pollution buy-back endorsement does not afford coverage based on the insured’s failure to report the claim within 30 days of the pollution condition as required by the endorsement....