( November 22, 2024, 9:41 AM EST) -- PORTLAND, Maine — A disability claimant’s long-term disability (LTD) benefits must be reinstated because Unum Life Insurance Company of America’s decision to terminate the benefits after paying for more than 20 years was arbitrary and capricious, a federal judge in Maine said after noting that “it was disappointing to review such an approach to claims handling by one of the nation's leading providers of long-term disability plans.”...