( October 7, 2024, 8:37 AM EDT) -- ST. LOUIS — The Eighth Circuit U.S. Court of Appeals affirmed a lower federal court’s grant of an insurer’s motion to dismiss a putative class action alleging that insureds purchased long-term care insurance policies that contained optional inflation protection riders based on the insurer’s false representations that their premiums were not expected to increase, finding that their complaint does not allege a material false statement or omission that they relied on and, therefore, fails to allege a claim for fraud....