Insurer’s Failure To Provide Timely Notice Renders Coverage Denial Ineffective

(June 24, 2024, 1:57 PM EDT) -- BROOKLYN, N.Y. — A New York appeals court held that a commercial general liability insurer’s failure to provide a timely notice of its disclaimer of coverage to an insured for an underlying slip-and-fall lawsuit rendered its denial on the basis of the policy’s habitability exclusion and the tenant special conditions endorsement ineffective, finding that the insurer has a duty to defend and indemnify....