( June 14, 2024, 12:18 PM EDT) -- TRENTON, N.J. — A New Jersey appeals panel on June 13 affirmed a lower court’s grant of summary judgment in favor of a professional liability insurer in a spa franchise insured’s lawsuit seeking coverage for underlying claims that one of its employees perpetuated a sexual act against one of its former customers, concluding that there is no coverage owed because the insured had knowledge about the sexual act before the effective policy date....