D.C. Panel Affirms No-Coverage Ruling For Restaurants’ Losses Arising From Pandemic

( April 23, 2024, 9:45 AM EDT) -- WASHINGTON, D.C. — A District of Columbia appeals court affirmed a lower court’s dismissal of a lawsuit brought by 10 restaurants and bars seeking coverage for their lost business income arising from the COVID-19 pandemic, finding that the virus did not cause a tangible change or alteration to the insureds’ property to establish “direct physical loss or damage” to trigger coverage....