( January 11, 2024, 10:02 AM EST) -- SALT LAKE CITY — A disability claimant’s suit is barred by Utah’s three-year statute of limitations for claims stemming from insurance contracts because the claimant failed to filed suit within three years as required by the statute, a Utah federal judge said, noting that it was not necessary to interpret the policy’s three-year limitations provision based on the claimant’s argument that she never received a final claims denial letter from the insurer....