( October 13, 2023, 12:19 PM EDT) -- FLAGSTAFF, Ariz. — Arizona’s largest commercial health insurance company uses the No Surprises Act as both “a sword and a shield” by processing out-of-network claims as in-network claims based on decades-old contracts with individual physicians rather than the medical practice doing the billing in an effort to short circuit the law’s arbitration process, medical providers allege in an Oct. 12 federal lawsuit....