(September 29, 2023, 1:49 PM EDT) -- ATLANTA — The 11th Circuit U.S. Court of Appeals on Sept. 28 affirmed a federal court’s “well-reasoned” ruling that insurers have a duty to defend their hotel insured against an underlying negligence, premises and vicarious liability lawsuit alleging that the insured’s employee secretly recorded a hotel guest while she was showering, finding that the insurers failed to establish that the underlying lawsuit falls outside their policy coverage or that an exclusion barred coverage....