(July 28, 2023, 9:11 AM EDT) -- CHICAGO — An Illinois appeals panel affirmed a lower court’s ruling that a professional liability insurer has no duty to defend or indemnify for an underlying class action alleging that prisoners’ medical and mental health needs “are systematically untreated and ignored by prison staff, thereby violating inmates’ constitutional right to be free from cruel and unusual punishment,” finding that the insurer was in compliance with its duties to defend pursuant to a reservation of rights or to litigate a timely coverage lawsuit and was not estopped from raising coverage defenses....