10th Circuit:  Dismissal Of Suit Against Lender Affirmed, State Law Inapplicable

( July 26, 2023, 1:16 PM EDT) -- DENVER — The 10th Circuit U.S. Court of Appeals affirmed that mortgagors cannot sue a mortgage loan servicer for charging borrowers pay-to-pay convenience fees for making mortgage payments by telephone under the Utah Consumer Sales Practices Act (UCSPA) and denied a borrower’s request to certify questions on the act’s scope to the state Supreme Court....