( July 7, 2023, 10:45 AM EDT) -- DENVER — A disability insurer’s denial of a long-term disability (LTD) benefits claim was not arbitrary and capricious because the insurer’s decision that the claimant was not disabled from performing the duties of her own occupation was “reasonable and supported by substantial evidence,” the 10th Circuit U.S. Court of Appeals said in affirming a district court’s ruling....