TILA, Negligence Claims Fail In Suit Alleging ‘Bait- And-Switch’ Tactic By Lender

( June 9, 2023, 12:09 PM EDT) -- ALLENTOWN, Pa. — Because a loan was never consummated, a homeowner cannot bring Truth in Lending Act (TILA) claims against a mortgage company, a Pennsylvania federal judge ruled in granting a motion to dismiss, also finding that the lender did not owe a duty of care necessary for a negligence claim to survive....