D.C. Panel: Restaurants Did Not Incur Direct Physical Loss From COVID-19 Shutdown

Mealey's ( March 30, 2023, 4:44 PM EDT) -- WASHINGTON, D.C. — The District of Columbia Court of Appeals affirmed a lower court’s denial of insureds’ expedited motion for summary judgment and grant of their all-risk insurer’s cross-motion for summary judgment in a coronavirus coverage dispute, finding that the insureds’ “loss of use” of their properties as a result of D.C. Mayor Muriel Bowser's shutdown orders was not a “direct physical loss” that triggered insurance coverage....