(November 29, 2022, 1:25 PM EST) -- SEATTLE — A Washington appeals panel on Nov. 28 held that a plaintiff established that an insurer’s practice of reducing bills for personal injury protection (PIP) coverage to the 80th percentile of charges regardless of whether the reductions were reasonable constitutes an unfair practice under the state’s Consumer Protection Act, rejecting the insurer’s contention that it is shielded from liability under the CPA's exemption provision or a “good faith” affirmative defense....