No Coverage Owed For Damages Caused By Basement Flooding, Federal Judge Says

Mealey's (October 25, 2022, 10:29 AM EDT) -- PHILADELPHIA — No coverage is owed to insureds for the flooding of their home’s basement because the policy’s water exclusion clearly bars coverage for water damage caused by surface water and the policy’s exception for damage caused by the overflow of a storm drain does not apply to the loss, a Pennsylvania federal judge said....