Water Damage Insurance Claim Properly Denied Under Efficient Proximate Cause Rule

Mealey's (September 27, 2022, 1:27 PM EDT) -- SEATTLE — A federal judge in Washington rejected a condominium owners association’s argument that it was entitled to coverage for water damage repairs and that its all-risk policy insurers erred in denying coverage based on the efficient proximate cause rule, ruling that the water damage was the result of inadequate or defective construction and maintenance, which was excluded under the policy, and granting summary judgment to the insurers....