Mealey's (September 12, 2022, 12:12 PM EDT) -- TAMPA, Fla. — A water damage exclusion in a rental property insurance policy bars coverage for an insured’s claim for water damages in a rental unit because the exclusion clearly excludes coverage for damages caused by wear and tear of plumbing lines, a Florida federal magistrate judge said Sept. 7 in recommending that the insurer’s motion for summary judgment be granted....