Mealey's (August 30, 2022, 11:03 AM EDT) -- DENVER — A financial liability exclusion does not bar coverage to an insured under a long-term care liability policy because the exclusion is ambiguous when read in conjunction with the policy’s indemnity rider, the majority of the 10th Circuit U.S. Court of Appeals said Aug. 26 in partially reversing a district court’s ruling on the insurer’s declaratory judgment claim and the insured’s bad faith claim in the insurer’s suit alleging that the insured and his caregiver fraudulently represented the state of the insured’s health....