Mealey's (August 18, 2022, 1:26 PM EDT) -- CHICAGO — Following the standards established in Sandy Point Dental, P.C. v. Cincinnati Insurance Co. and Indiana Repertory Theatre v. Cincinnati Casualty Co., the Seventh Circuit U.S. Court of Appeals on Aug. 17 affirmed a lower federal court’s ruling that an insured has failed to allege direct physical loss or damage to its luxury hotel to trigger coverage under its commercial property insurance policy for its losses arising from the coronavirus pandemic....