Mealey's ( August 15, 2022, 8:06 AM EDT) -- BIRMINGHAM, Ala. — The 11th Circuit U.S. Court of Appeals on Aug. 10 affirmed a district court’s finding that a disability insurer’s decision to deny a long-term disability (LTD) benefits claim based on the plan’s prior plan exclusion was not wrong because the insurer’s interpretation of the exclusion as a bar to coverage was reasonable....