(July 20, 2022, 11:53 AM EDT) -- PHILADELPHIA — A Pennsylvania appeals panel on July 19 affirmed a lower court’s summary judgment ruling in favor of an errors and omission insurer in a real estate management firm’s declaratory judgment lawsuit, finding that the insurer owes no coverage for an employee misappropriation of more than $366,000 from client escrow accounts because no third party asserted a claim against the insured and the insured has not become legally obligated to pay any third party....