LexisNexis ( July 18, 2022, 2:15 PM EDT) -- On the horizon are changes to the existing federal regulatory structure for overdraft services. The federal banking regulators have been encouraging banks, as a first step, to offer low-cost overdraft products geared toward customers facing economic hardships. They are counting on future regulatory changes, heightened regulatory enforcement, market competition, and public pressure to incentivize the marketplace to voluntarily step away from overdraft service fees across the board....