Michigan Panel: Executive Orders Did Not Result In Direct Physical Loss, Damages

(May 24, 2022, 12:44 PM EDT) -- LANSING, Mich. — A Michigan appeals panel on May 19 affirmed a lower court’s grant of an insurer’s motion for summary disposition in restaurant insureds’ breach of contract lawsuit seeking business income and civil authority coverage for their losses arising from the coronavirus pandemic, finding that Michigan Gov. Gretchen Whitmer’s executive orders did not result in a “direct physical loss of or damages” to the insureds’ property....