( February 10, 2022, 1:27 PM EST) -- PHOENIX — An Arizona federal judge on Jan. 31 determined that questions of fact exists as to whether a disability income insurer waived its right to cancel an insured’s policy based on a late payment because a fact finder could find that the insurer’s prior acceptance of premium payments made after the 31-day grace period is evidence of the insurer’s waiver of the premium payment deadline....